Not a bank. Much more!

We do not seek to replace traditional banks. We are an Electronic Money Institution that offers integrated technology and state-of-the-art financial tools. We provide an innovative, efficient financial service tailored to your needs.

Your money is safe; Your money is kept in a secure and completely independent account that only you can access. Em@ney PLC is licenced and regulated by the MFSA (Malta Financial Services Authority) as an e-money institution and adheres to strict compliance processes. Our clients' funds are safeguarded from any risks that banking institutions usually face.

The money of our customers is held within segregated accounts in Central Banks within Europe to ensure protection.

A segregated account is separate from other accounts and safeguards from any kind of intermingling and/or foreclosure.

Em@ney plc is suitable for all kind of businesses.*

*The opening of your account is subject to institutional approval.

Em@ney plc does not share your company's personal information or financial data with anyone. We only ask for the information we deem necessary.

Em@ney plc has appointed a "Data Protection Officer (DPO)", in accordance with Article 37 of the EU Regulation 2016/679, and identified him within its organization.

The Data Protection Officer is a new figure whose role is to monitor compliance with the Regulation itself, assessing the risks, for those concerned (customers, potential customers, employees, suppliers), of any processing of personal data carried out by Em@ney.

You can open an account directly from our website.

No, Em@ney accepts valid documents ONLY.